The ADP Aline Pay Card is a tool used by businesses to distribute earnings to their employees in lieu of direct deposit and paper checks. It functions as a prepaid, non-interest earning Visa debit payroll card and can be used at any participating retailer or online vendor worldwide.
This card offers a simple, safe and effective alternative to traditional payroll distribution. As soon as the funds are disbursed onto the card, they are immediately available for use on bills, purchases and other miscellaneous items. In addition, cardholders have the ability to make up to one transfer per day to their bank account.
A recent analysis of the card from TopTen Reviews noted that the account management and paid-time off usage tracking was facilitated via the online portal and smartphone application.
Other benefits include:
- Zero-fraud liability
- Customized card options for a nominal fee
- The ability to quickly load funds onto the card using the Green Dot MoneyPak
- Duplicate cards free of charge for spouses and family members
- Multi-use capabilities with other sources of income, such as supplementary wages, government benefits and tax refunds
Unfortunately, there are drawbacks worth considering before using this card. For example, cardholders are not able to reload the card using wire transfers from their bank account.
Reviewers from Consumer Affairs also frequently mentioned the technical difficulties they experienced when trying to activate the card, access account details online, and customer service's inability to resolve technical issues.
In addition, disputes presented ADP concerning fraudulent transactions often went unresolved because of customer service's lack of response, according to reviewers from Complaints Board.
How to Apply
If you're interested in receiving your wages via the ADP Aline Pay Card you will need to contact your payroll department to see if they participate in the program.
Since the ADP Aline Pay Card is only available through select employers, the program is not open to the public. If your employer is a participant, you will be eligible for a card regardless of who you bank with as a checking account is not required. In addition, poor credit scores will not hinder you from receiving your wages on the card because it is a debit card. As a result, no credit check is required.
Accessing Your Account
Current cardholders can view the terms and conditions of their program and access account information online. In addition, customer service representatives are available 24/7 at 1-877-237-4321 to address any questions or concerns that you may have.