How to Make Best Buy Credit Card Online Payments

Pay your Best Buy card.

Making a Best Buy credit card online payment requires registration with the payment website, but once registration is complete it is a fairly simple process. The online payment method is encouraged, but there are other methods available to make payments.

Making a Best Buy Credit Card Payment Online

The website you use to make your Best Buy credit card online payment depends on which Best Buy credit card you have.

  • Best Buy credit cards without a MasterCard logo can make payments through the HSBC website.
  • Best Buy Reward Zone MasterCard accountholders can make payments through the Best Buy website.

Both websites offer free online payments and both make the process of making a payment online very simple. Making the payment online can save time and effort while also eliminating the possibility of the payment getting lost in the mail en route to Best Buy.

Best Buy Credit Card Account Registration

The Best Buy credit cards do not feature the MasterCard logo and can only be used for purchases at Best Buy. The first time an account holder logs on to the website to make an online payment, the website will prompt the user to create a login for access to the site. The login consists of a username and password.

Accountholders must provide the following information:

  • Account number
  • Full name as it appears on the Best Buy credit card
  • Date of birth
  • Last four digits of the accountholder's Social Security number
  • E-mail address

After providing all of the necessary information, accountholders will be asked to select a preferred method of receiving monthly account statements, either electronically or through the postal mail. Accountholders will also be asked to provide answers to security questions.

Accountholders can then add checking account information in order to make online payments. Recurring automatic payments can also be scheduled using the website.

Reward Zone Credit Card Account Registration

The Best Buy Reward Zone credit cards feature the MasterCard logo and can be used to make purchases anywhere MasterCard is accepted. Cardholders earn rewards by making purchases with this card. The online account services tool for this credit card is similar to the online account tools for the Best Buy credit card mentioned above. In addition to being able to make payments and review account information online after registering, accountholders can also review their rewards balance and print up reward certificates directly from the website.

Here is the information accountholders will need in order to register for the online payment site:

  • Last four digits of the accountholder's Social Security number
  • Account number
  • The three-digit security code on the back of the credit card
  • The expiration date of the credit card
  • E-mail address

Security questions will also be presented during the registration process and the accountholder will have to create a username and password. Once the information is accepted and checking account number information has been provided, online payments can be made through this system.

Make a Payment

Once the user is registered for the online payment website, making a payment is a simple process.

  1. After logging on to the site, select the online payment option.
  2. Input the amount of the payment.
  3. Select a date for the payment to be processed.
  4. Verify checking account information.
  5. Submit the request.

Additionally, cardholders can use the site to set up recurring payments so the single payment process does not have to be repeated every month. If a recurring payment schedule is created, it can later be modified using the online payment tool. Payments made online are credited to the Best Buy account within a couple of business days.

Alternative Payment Methods

In addition to the online payment system, payments can be made by phone through an automated voice system, or sent by direct mail.

Payment by Phone

For either the regular Best Buy card owned by HSBC, or the Rewards Zone MasterCard, call the phone number on the back of your card and make your payment through the automated payment system.

Payment by Mail - Best Buy HSBC Card

  • Visit the Best Buy Payment Center page.
  • View the standard and overnight payment addresses. Allow 7-10 days for the payment to be credited to your account when you use the standard mail address.
  • Write your account number on your check before you send the payment.

Payment by Mail - Reward Zone MasterCard

Use one of the following addresses to make Reward Zone MasterCard payments by mail. Remember to write your account number on your check.

Standard Payments

HSBC Card Services

PO Box 49352

San Jose, CA 95161-9352

Overnight Payments

HSBC Card Services Inc.

ATTN: Exception Dept

1301 E. Tower Road

Schaumburg, IL 60173

Regardless of the payment method you select to make your Best Buy credit card payments, make sure you keep a record of all payments you make with proof of payment clearance. In the event your payment is lost or misapplied, you can provide proof of your payment with your dispute.

How to Make Best Buy Credit Card Online Payments