LoveToKnow Creditcards:AllComments

From LoveToKnow Creditcards

Comments

Carla, whether the prepaid card is reloadable or not depends on the particular card you choose. Look for a prepaid Visa that is reloadable and without reloading fees.

-- Contributed by: Tamsen Butler

are the visa gift cards reloadable or no? i am on a fixed income and am looking for a card i can use to buy bulk items off the internet, i think it would save me money in the long run than to buy at the store. at wal mart and target hills bros cappucino are $3.56 per 16 oz container and on hills bros site i can get 6 /16 oz containers for about $19.00. my grocery store charges $4.50 or so for the same size same brand. i know it's only a few dollars savings but it's worth it since my funds have been reduced.

-- Contributed by: carla Dick

Allen, I suggest you call the telephone number listed on the back of the card and ask a customer service representative about your options.

-- Contributed by: Tamsen Butler

I bought a prepaid visa last Feb. for my daughter who is in college. she sent the card back to me because she could'nt activate it. I no longer live at the same address or have the same bank account, and needless to say i don't have the receipt. What can i do?

-- Contributed by: Allen Leinweber

Richard,

You should contact customer service using the 800# on the back of your Visa Gift Card or contact the bank from which your Visa Gift Card was purchased.

-- Contributed by: SusanWeber

youguys SUCK. Trying to access my balance and cant do it. Last time i BUY THIS PIECE OF CRAP

-- Contributed by: richard fariss

Quadri,

Visa Gift Cards are usually available at any bank that offers Visa credit cards.

Thank you for your question.

-- Contributed by: SusanWeber

please i need visa gift card how can i get the visa card orgent

-- Contributed by: quadri gafar

A child or adult can use a gift card. The age requirement for purchasing a gift card is set by the individual gift card issuer. Generally, a card can be issued if the purchaser already has an account with the bank. The age limit for opening an account is 18; however, children can open an account with the signature of their parent.

Thank you for your question.

-- Contributed by: SusanWeber

Is there an age requirement to be able to purchase or use visa gift cards?

-- Contributed by: stephanie calver

Harrison,

Great question! Technically, a gift card is neither a credit or a debit card. Since it is prepaid, there is no revolving line of credit available as there would be with a credit card and the funds are not being deducted from a checking account as they would be with a debit card. Visa calls this hybrid card a "gift card" since gift giving tends to be the primary reason for the purchase of the card. But, you can also purchase the card for your own personal use. From a usage standpoint this "gift card" is accepted by merchants as if it was a debit or credit card.

Thank you for your question and for visiting LoveToKnow Credit Cards.

-- Contributed by: SusanWeber

So does a visa gift card go under credit or debit?

-- Contributed by: Harrison

Casey,

You are right! Visa Gift Card Prepaid Credit Cards are a terrific gift to give and a wonderful way to shop online (or in retail stores!).

But don't let down your guard on website shopping just because you are using a prepaid credit card. You still need to give your card number when you shop. If the wrong person got hold of the card number they could empty out the balance on your prepaid credit card.

Enjoy your holidays, but be sure to stay credit card-safe.

Thank you for your comment Casey and for visiting LoveToKnow credit cards.

-- Contributed by: SusanWeber

This is a wonderful idea. Now i can purchase items online from a website that i have not purchased from before without being nervous about giving credit card info. I am really going save a lot of money this holiday season. Thanks Visa..

-- Contributed by: Casey J. Rhodes
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