Washington Mutual Visa

MasterCard versus Visa

Washington Mutual once offered Visa debit cards to account holders, but a few years ago switched to MasterCard. This does not mean that Washington Mutual offers no Visa cards whatsoever, but account holders approved for a debit card will receive a MasterCard. If account holders search the WaMu website for a traditional credit card to apply for, they will encounter MasterCard options instead of Visa unless they are applying for a business credit card.

Washington Mutual is a well-known bank within the United States, and it is one of the largest issuers of debit cards among the nation's banks.

Washington Mutual Visa Business Card

Business customers of Washington Mutual are offered a Visa credit card that has some attractive features:

• Online access to Visa statements and payment information
• A credit line in the name of your business
• No annual fee
• Additional cards for employees
• Comprehensive statements itemized for each cardholder
• Discounted merchandise for your business form select merchants

The Washington Mutual Visa Business Card is designed for ease of use and effective record keeping for business owners. Account owners are given the opportunity to give credit cards to select employees, and to set the spending limit for each employee. The itemized credit card activity statements make it easier for business owners to track how much money each employee charges on the Washington Mutual Visa credit card.

Apply for a WaMu Visa Business Card online or at a local branch.

ESPN Total Access Visa

The ESPN Total Access Visa is a rewards credit card issued by Washington Mutual. Although the card is issued through Washington Mutual, applicants need not be current WaMu customers in order to be approved. This card offers a wide variety of exciting rewards designed to appeal to sports fans:

• Accumulated points can be redeemed for sports merchandise and events
• 0% APR during the introductory period
• No annual fee
• Reward points are accumulated for every purchase on the card, with extra points for making purchases on ESPN merchandise
• Concierge service for cardholders that includes access to special sporting events

The interest rate for the ESPN Total Access Visa after the introductory period is variable, and will depend on the applicant's credit rating. Generally, the higher the credit score the lower the interest rate.

Apply for an ESPN Total Access Visa issued by Washington Mutual online.

Providian

Providian is a familiar name when it comes to credit cards for people with less-than perfect credit. Providian was purchased by Washington Mutual, but still operates under the same name. For this reason, credit cards issued by Providian can be traced back to Washington Mutual, but remain Providian cards nonetheless.

Washington Mutual offers a wide variety of Visa credit cards through Providian including, but not limited to:

• Providian Real Rewards: Cardholders are rewarded with points for making purchases as well as for activities such as making timely payments. An interesting feature of this credit card is the opportunity to use accumulated reward points in order to "buy down" the cardholder's exiting interest rate.
• Providian Cash Rewards: This Visa card features a rewards program that allows cardholders to earn cash back for purchases.
• Providian Premium Points: This Visa card gives cardholders the option to decide how they would like to redeem their points. Options for points redemption include gift cards, merchandise and more.

Through Washington Mutual, Providian offers a large assortment of credit cards to consumers including Visas and MasterCards. Find out more about Providian on the official WaMu Providian website.