Wachovia Gift Cards

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When you wish to give a great gift, consider the Wachovia gift cards available in most areas. These gift cards can be used widely, which is one of the key benefits to obtaining them. They are highly affordable and provide individuals with flexibility, since they can be used any place that Visa debit cards are used.

Buying and Using Wachovia Gift Cards

Whenever there is a need to give cash to someone, but you want to give the person a gift card, look to Wachovia cards. These are like a prepaid credit card. Rather, they work much like a gift certificate, good for the amount of money the gift card is issued for. If you are already a customer of Wachovia, these gift cards have a price that is relatively low, for a set fee paid at the time of purchase.

For a business owner who would like to give bulk gift cards to business associates, employees or others, there is a reduction in the fee charged per card. There is a charge for shipping these cards. To get the fee discount, Wachovia customers need to purchase 20 or more gift cards at the same time. This only applies to small businesses and commercial consumers who are members of the bank. Others may not qualify to purchase these gift cards at discounted rates.

There are several ways to purchase the gift cards:

  • Purchase them online at Wachovia.com. Here, you can use your Wachovia Credit Card or Wachovia Check Card to make the purchase.
  • Purchase them at any Wachovia Financial Center or bank using any method of payment. You can locate Wachovia Financial Centers at the Wachovia.com location guide.

In order to purchase these, you must be a current Wachovia customer. This includes anyone that has a Wachovia checking or savings account, or has a Command Asset Program.

Gift Card Holders

Those who have received a Wachovia gift card do not need to be customers of Wachovia Bank to use these cards. They just need to visit the company's website and activate the gift card. This process keeps the gift card protected against unauthorized use when it has just been purchased. The activation process takes only minutes to go through, and once done, the card can be used anywhere that Visa debit cards are accepted.

Once you have activated the gift card, you can register at the company's website to track its usage. This allows you to check the current balance on the gift card at any time. It generally updates daily to reflect any additions or changes to the balance.

Once registered, users of the Wachovia gift card can also track its usage. For example, if a parent would like to give their child going away to college money to spend for purchases on food and supplies, giving this gift card can be a great way to limit their purchases while still providing for them. Once registered, the parent can log into the website and check the balance at any time, so they know what the card's balance is being spent on and how much is left. This is an enhanced benefit over other gift cards which usually only allow the user of the gift card to monitor its usage.

Tips for Using Gift Cards Wisely

There are many ways to use a gift card to save money, especially when using Wachovia gift cards directly issued from your banking institution:

Using Gift Cards
  • Limit your entertainment and spending money for the month by transferring a set amount per month to the gift card. Use that throughout the month to keep you in budget.
  • Give gift cards to friends and loved ones for birthday, anniversary or other needs. This way, you do not have to worry about sizes, color preferences or buying the wrong gift.
  • Give these gift cards to employees for spending money and monthly gas costs. This can help to keep the costs in line and allows the owner to monitor usage of the business's funds.

Individuals who may not be Wachovia customers can learn more and sign up for an account by visiting Wachovia.com.



 


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