User:TK2

A communications and marketing specialist, Tracey L. Kelley developed her skills working for corporations, universities and nonprofit organizations, as well as various forms of media. She has written on a variety of topics, including psychic phenomenon, small budget management, blues festivals, employee incentive programs and beauty pageants.

Plunging into credit card debt straight out of college and then eliminating it, Tracey also knows a thing or two about making credit work for you, instead of you working for credit or, more appropriately, to pay off credit.

She is the site editor for LoveToKnow Yoga and writes for other LTK sites.

Tracey lives with her husband and stuffed tiger in the wilds of Iowa. She is the owner and president of a small business, re: communications. Likes: travel, brainstorming, biking, creative writing, tending to plants, Discover Card Cash Back bonus awards, vibrant conversation, music, stained glass art and cooking. Dislikes: mean people, beets, finding pesky mistakes while editing her own work and weeds in her mental and physical garden.

• What is a Good Credit Score
• American Express Black Card
• Sears Credit Card
• What Is APR
• Home Depot Credit Card

• Credit Card Debt Elimination
• Holiday Credit Use
• Do you know your current credit score?
• What's the most important credit card perk?