Ford Motor Credit

Ford Motor Credit History

Since 1959, Ford Motor Credit has put more than 50 million people behind the wheel of Ford, Lincoln, and Mercury vehicles. With financing for everyone from the first time new car buyer with limited credit history to drivers with excellent credit history, Ford Credit serves people from all walks of life.

Ford Motor Financing

If you are looking at a new car, or a pre-owned vehicle, Ford Motor can provide financing to fit your car purchasing needs. Ford Credit has many ways to help solve your financing issues that banks and other lenders do not offer. To see if Ford Credit is right for you, check with your local Ford, Mercury or Lincoln dealer. You can also view a list of some of the various financing options below. Be sure to do the research and get the best deal available--it will save you plenty of money in the end.

Special Ford Credit Programs

Ford Credit will provide you with various financing options when it comes time to make your vehicle purchase. Here is a list of some of the financing options currently available:

• First-Time Buyer – This financing option is for the first time car buyer. With special rates and incentives, this first-time buyers program can help you get a lease or finance a new or pre-owned Ford, Lincoln or Mercury car, truck, van, or SUV.
• College Student – If you are a college student, Ford Credit has incentives that can help put you into a new or pre-owned Ford, Lincoln or Mercury vehicle.
• Certified Pre-Owned –You can receive special rates and extended warranties if the certified pre-owned vehicle fits Ford Credit's eligibility requirements. Contact your local Ford dealer to see exactly what these requirements are.
• Mobility Financing – This program is used to help people with special needs get the proper equipment when purchasing a new Ford vehicle. Extended finance terms to help offset the cost of the special equipment can mean the difference of having to depend on other people and having the ability to do it on your own.
• Piece of Mind – This Ford Motor program offers customers over the age of 62 the opportunity to lease or finance a new Ford vehicle without the worry of creating a financial concern for their family. The program offers several options for your family or estate, so if you should pass, you will not leave your family with the financial burden or the question of what to do with the vehicle. Ford Credit will give surviving family the options of keeping the vehicle and making the payments as usual, purchasing the vehicle outright, transferring ownership to a third party that meets Ford Credit qualifications, or returning the vehicle free of charge.
• GAPCoverage – If your vehicle is declared a total loss and the insurance does not completely pay off the balance of the vehicle, GAPCoverage will allow the lender to waive the balance.
• GAPAdvantage - This offers the same coverage as GAPCoverage with one additional feature, GAPAdvantage will give you an additional $1,000 towards the down payment on a new or pre-owned vehicle when purchased at the dealer where you purchased the previous vehicle.

These are just a few of the options Ford Motor Credit has now. Contact your local Ford, Lincoln or Mercury dealer to learn about other programs and to see if you qualify for Ford Credit.