Exxonmobil Credit Card

From LoveToKnow Creditcards

An ExxonMobil credit card provides consumers and businesses the convenience of purchasing gasoline without having to carry cash as well as other benefits including rebates, discounts and detailed monthly billing statements. There are a wide variety of cards available, so be sure to compare the benefits to find the card that meets your particular needs.

ExxonMobil Credit Cards

ExxonMobil offers credit cards for both consumers and businesses. Most of the cards are designed specifically for purchasing gasoline at Exxon and Mobil gas stations; however, a MasterCard version is offered for consumers who also want to be able to use their card for purchases and ATM cash advances wherever MasterCard credit cards are accepted.

Various card options are available for businesses, each with features specifically-designed for the purchasing and accounting needs of different size fleets.

All ExxonMobil credit cards receive these benefits:

Pay for gas at the pump or gas, food and supplies in the station at 123,000 Exxon and Mobil stations
No cost for extra cards for family members or employees
Easy-to-read monthly statements
Free 24/7 online access to check account balance, make and review payments, bill payment, request credit line increases and request information

ExxonMobil Personal Card

This card is designed for the consumer who is looking for the convenience of a gas card. The benefits include:

No annual fee
Free card for all family members
Select your own billing date
$0 fraud liability on unauthorized charges

ExxonMobil Preferred Card

This card is designed for a consumer who also wants travel benefits and discounts. The card's benefits include:

10 percent cash back on hotel stays and cruises
5 percent cash back on airline flights and car rentals
Free full-service travel consultants available 24/7
Dining and entertainment discounts
$200,000 in flight insurance and $25,000 common carrier insurance
$1,000 emergency cash and/or airline tickets
$0 fraud liability on unauthorized charges

ExxonMobil Platinum MasterCard

This card provides gas rebates and provides access to credits wherever MasterCard credit cards are accepted. The benefits include:

Acceptance wherever MasterCard credit cards are accepted
No annual fee
Competitive interest rate
Zero percent APR on balance transfers for six months
Earn three percent rebate on every Exxon and Mobil gasoline purchase and a 1 percent on other purchases. There is no limit on the amount of rebates you can earn. However, rebates must be redeemed for Exxon and Mobil gasoline, products and services within six months of being earned.
Cash access at over one million ATMs that accept MasterCard credit cards

ExxonMobil Business Card

This card is designed to meet the fuel and accounting needs for fleets with less than 15 vehicles. The card's benefits include:

No monthly fee
No minimum purchase
No annual fee
Detailed monthly invoices
Consolidated billing for purchases made with multiple cards
Single-station card option lets multiple drivers refuel at one station location without multiple cards
Tax-exempt billing option available for businesses that qualify and have been certified by the Department of Internal Revenue

ExxonMobil Fleet Card

This card is designed for fleets of 15 or more vehicles.

One-time set up fee of $50 (waived for tax-exempt organizations) and $10 per month for accounts using less than 1,200 gallons per month.
Fuel rebate program
Customized fleet reports
Online account management
Single-station card option lets multiple drivers refuel at one station location without multiple cards

ExxonMobil Universal Card

This card is designed for large national fleets.

Convenience - Accepted at 140,000 retail fueling locations in the United States including 13,000 Exxon and Mobil locations
Purchase Control - Customized purchase controls lets a business set rules for how often, when and what types of purchases (automotive, fuel, merchandise or oil) drivers can make
Security - Requires drivers to show authorized driver identification and record the vehicles odometer reading

Speedpass For Quick Check Outs

Cardholders can request a mini credit card to hang on their key chain called a Speedpass. This free mini credit card can be swiped to pay for gas, food and other merchandise wherever a Speedpass is accepted. This super-convenient version is available for all three types of ExxonMobil consumer credit cards – personal, preferred and MasterCard.

Watch the Finance Charges

Be sure to check the APR on purchases and cash advances on each consumer card before applying. You may find that the APRs on the personal and preferred cards are higher in comparison to the APRs offered on many other non-gasoline credit cards.

It is a good idea to think about how you are going to use your card to see if the card still makes since for you. For example, if you plan to pay off your bill each month, you might be less concerned about the interest rate. If you purchase a lot of gasoline, you may find that the rebates you earn are worth the higher interest that you might be charged during a month when you don't pay your bill in full.