Chase Credit Card Payments Online

From LoveToKnow Creditcards

It is possible to make Chase credit card payments online. The company offers excellent resources both online and through the mail for its customers. It may even be beneficial to switch to making online payments.

How Chase Credit Card Payments Online Work

Although Chase is now part of JPMorgan, customers of Chase can still make payments to their accounts online. To make a payment to Chase, cardholders will need to create a login at the company's website, Chase.com. This process does require personal information, including account numbers, addresses and other identifying information. Once a customer creates a screen name, this information is stored with the company. It allows you access to most of your account information online including:

  • Account balances
  • Account credit limits
  • Transactions, including recent transactions on the account
  • Past and current statements
  • Billing services
  • Customer service

In addition, this website also allows current account holders to request credit line increases and to dispute transactions on their statements. Account holders may access customer service phone numbers to get other questions answered.

Payment Methods

Once you create an account with Chase online for payments, you will need to set up a payment method. Payments can be from checking or savings accounts by electronically linking the accounts to the Chase account. Card members may have several payment methods linked to their account.

In addition, it is possible to make payments through wire transfers and through third party accounts. It is important to note that Chase does not allow card members to pay their Chase account debts with other credit cards or debit cards.

Chase Account Usage Tips

Those with a Chase credit card can take advantage of the online payment methods in various ways. Account holders may wish to take advantage of some of these methods to help them reduce their debt and to avoid costly late fees.

  • Schedule Payments: Once payment methods are set up for Chase accounts, card members may schedule payments in advance. You may schedule payments for up to six months in advance through this feature. This allows for card holders not have to worry about missing a deadline.
  • Recurring Payments: Those who wish to make the same payment on the same day each month may set this up at the Chase online payment center. This service enables the user to always ensure their account is in good standing. Even though the payment is recurring, it is still important to check statements regularly to safeguard against mistakes.
  • Make a Last Minute Payment: Chase allows card members to make last minute payments up to the day prior to the due date. In some cases, same day payments can be set up. It is important to note that this may require a hefty fee to be set up. If you have forgotten to make a payment to Chase, this last minute payment method can help protect your credit score from feeling the affects of a ding. It can also help you to avoid late payment fees.

Other Chase Payment Methods

Although making Chase credit card payments online is the preferred method of paying your bill, Chase offers several other payment methods as well. These methods may not be as efficient as others may.

Pay Chase Online
  • Send a payment through the mail. Visa and MasterCard holders can mail payments to Chase Cardservices, P.O. Box 94014, Palatine, IL, 60094-4014. Those who have store branded cards may send Chase payments to Cardmember Services, P.O. Box 15148, Wilmington, DE, 19886-5148.
  • For overnight payments, mail your payment to Chase Cardservices, Attn: Payment Processing, 2500 Westfield Drive, Elgin, IL 60124.
  • Western Union payments are acceptable if the customer uses the Quick Collect method of payment. To pay through this method, you will need to have one of the Code City account numbers. Contact customer service to get these.
  • Payments may happen through Wire Transfers.
  • ACH Auto Pay methods are available at the company's website.
  • Contact the company by phone at 1-800-935-9935 to make a payment over the phone.


 


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