How to Make Chase Credit Card Payments

To make your Chase credit card payment, gather up your most recent bill from the company and your checkbook. Chase has several payment options available to assist you in making these payments in a timely manner.

Chase Credit Card Payment Options

Not many people like to write out a check for a credit card payment. Chase created numerous methods for paying your credit card bill so you can choose the method that is most convenient for you.

  • Credit Card Payments Online: To make a Chase credit card payment online, simple access the Chase.com website, create a login, and schedule your payment. You can request a one-time payment of a specific amount, or schedule automatic payments to occur each month for a specific amount. If this is your first visit to the website to make a payment, you will need to create a User ID and password for the website. This process takes just a few minutes to complete. Once inside, you can access your latest account information, make a payment, add an account or even ask for a credit line increase. For many, paying bills online is the easiest method to paying bills from home quickly.
  • Chase Banks: If you have a Chase Bank in your area, this is another option for paying your credit card bill. You can visit any of the Chase or Bank One branch offices to pay a Chase credit card bill, with or without having a deposit account at the bank.
  • US Mail Payment: One of the most common methods of paying a credit card bill is making a payment through the U.S. Postal Service. Payments for Visa or MasterCard Credit Cards through Chase go by mail to:
Online Payment
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Chase Card Services

P.O. Box 94014 Palatine, IL 60094-4014

If you have a store branded credit card through Chase, you can mail payment to the following address:

Cardmember Services P.O. Box 15148

Wilmington, DE 19886-5148

Overnight payments are an option, but must be made to the appropriate location. You will need to visit your post office to obtain appropriate postage for overnight delivery. Send an overnight delivery to:

Chase Card Services

Attn: Payment Processing

2500 Westfield Drive

Elgin, IL 60124

  • Western Union Quick Collect Payment: Chase allows for cardholders to pay using Western Union Quick Collect, a method that allows you to pay your bill right away by visiting your local Western Union or by using the company's online service. If you are paying in this manner, you will need to use one of three code cities.

Code City - President AWA114930

Code City - Lyons AWA 042505

Code City - Quigley AWA 002983

  • Wire Transfers: It is possible to make a wire transfer to pay your credit card payment to Chase. To do this, you will need to make the payment to the following Chase account number:

ABA Routing Number - 0210-00021

Internal account number - 304-002682

  • Telephone Payment: To contact Chase over the phone to schedule a payment, call the ServiceLine at 1-800-935-9935. You will need to have a checking or savings account available to draw funds from to use this option.

Processing Times

Payments made through the Chase website, in a Chase branch, by phone, or through Western Union and wire transfer should post as a credit to your card account the same day. Overnight payments credit your account the next business day. Payments you mail take longer to post due to mail processing times. Chase should credit your account the day your payment is received, depending on what time of day the payment is received. In general, when using traditional mail, it's best to send your payment at least five days before it's due to avoid late payment fees.