Chase Credit Card
From LoveToKnow Creditcards
With well over 100 different cards, millions of Americans are proud to have a Chase credit card in their wallet. For many, the card provides extra financial means to make large purchases or help make ends meet. There are dozens of options available to cardholders, making the Chase credit card an attractive option for most consumers.
About Chase Credit Cards
As part of the JPMorgan company, a financial and investment corporation based in Chicago and New York, Chase provides credit cards, mortgages, insurance, and other financial tools to consumers across the globe.
Chase credit cards offer something to every customer. Whether you want to show your college pride with an alumni credit card or earn travel rewards with every purchase, you’ll find what you want with Chase.
Types of Chase Credit Cards
Chase has a dozen different types of credit card available, from your standard MasterCard and Visa to cards that make donations to select charities with every purchase.
Rebate Cards
Rebate cards give consumers points for every dollar they spend with the account. After accruing a certain number of points, cardholders can redeem them for merchandise, gift certificates or travel. Some cards with rewards, like the Disney or Amazon card, help customers earn discounts and coupons for specific goals like travel. Others allow cardholders to choose their reward from an incentives catalog. Many cards offer extra points when you first sign up or have promotions throughout the year where you can earn double points for certain purchases.
Retail Cards
Companies like Borders, Vermont Teddy Bear, and Toys R Us offer credit cards through Chase. Many of these cards can be used at other retailers yet earn points for the originating account's store. Merchants extend various incentives, too: for example, the Wawa card gives customers a free sandwich for opening a new account.
Gas and Automobile Cards
High gas prices are hitting everyone’s wallet, but Chase has several cards that help consumers earn free gas and discounts on vehicles. The Volkswagen card gives cardholders points that can be put toward the purchase of a new VW, while the Hess card offers a rebate on all purchases made at Hess stations. The rebate starts at 10 percent for the first few months but then drops to 5 percent.
Student Cards
By offering low introductory interest rates to students, a Chase credit card helps young people establish their credit and move toward financial freedom. A college credit card also gives students points for their necessary expenses like books and school fees.
Comparing Chase Credit Cards
With so many cards to choose from, it can difficult figuring out which one is really best for you. Chase recognizes this and wants to help customers identity their credit cards needs by providing a handy online tool that lets you compare their cards side-by-side. The card comparison tool allows users to pick up to four cards at a time and have their terms and benefits listed in an easy-to-read format.
Protecting Their Customers
Chase credit cards are serious about helping their customer avoid credit card fraud and identity theft. The company provides tips on how to avoid falling prey to scammers, especially online. It also offers extra protection, like monitoring services, that you can purchase for your credit cards.
You can also download a PDF of the Chase Identity Theft Kit which explains how to get a fraud alert put on your account by the credit reporting companies and whom to contact if your personal information is stolen. This kit also provides a handy list of the important phone numbers you will need to call to make sure your credit is not ruined by the theft.
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