Chase Card Services

From LoveToKnow Creditcards

Chase Card Services is one of the largest providers of credit cards and merchant services in the United States. With over 168 million credit cards in circulation, Chase offers a variety of features in credit cards that are all designed to provide the consumer with features and benefits to meet specific financial needs.

Chase Card Services

Chase Card Services is the division at Chase that is responsible for the credit cards, gift cards and merchant credit card services. The goal of this division is to offer credit to credit-worthy consumers while maintaining a profit for Chase. To implement this goal, Chase:

  • Provides a variety of credit cards, many with cash back and rewards programs
  • Issues credit cards under the name of their card partners such as AARP, United Airlines and The Walt Disney Company
  • Provides merchant credit services such as Chase Paymentech, an online card payment processing service
  • Is one of the leading processors of MasterCard and Visa payments

In addition to Chase's products and services, Chase Card Services also includes staff and programs which are dedicated to providing customer service, statement and payment processing, merchant services, lost and stolen card assistance as well as fraud and security services.

Chase Card Options

Whether you are looking for a consumer credit card with payment planning options, cash back or purchase rewards, or a business credit card for your small business, Chase may have the perfect card for your needs. Most cards come with no annual membership fee, 24/7 customer service and mail-in or online payment access. The difference in the cards is how the card features are selected to meet a cardholder's specific need – for simplicity, cash back, purchase rewards or business needs.

Simplicity: Chase Slate Credit Card

  • Zero percent introductory APR for up to 12 months
  • No annual fee
  • Free Blueprint payment planning options
  • Email and text alerts
  • Fraud monitoring and protection
  • Zero liability on unauthorized purchases

Cash Back: Chase Freedom Credit Card

  • Zero percent introductory APR for up to 12 months
  • No annual fee
  • Zero liability on unauthorized purchases
  • $50 cash back with first purchase
  • 1 percent cash back on every purchase
  • 3 percent cash back on rotating categories like gas, home improvement and department stores
  • Apply points to obtain a statement credit

Rewards: Chase Sapphire Credit Card

  • No annual fee
  • 10,000 bonus points after first purchase
  • 1 point for every dollar spent
  • 2 points for every dollar spent on airfare through Ultimate Rewards Booking Tool
  • Up to 10 points for every dollar spent through the Ultimate Rewards Mall
  • Points never expire
  • No limits on number of point that can be earned
  • Live customer service advisor 24/7
  • 24-hour complimentary personal concierge service – restaurant recommendations, finding the perfect gift

Business: Chase Business Credit Cards

  • Zero percent introductory APR for up to 6 months
  • No annual fee
  • Up to 3 percent cash back on every eligible business purchases
  • 1 percent cash back on every purchase
  • Apply rewards to obtain a statement credit

Applying For a Chase Credit Card

The fees and interest rates of all Chase credit cards are available on the Chase website. The pricing information for each credit card may show several APRs. The actual APR that will be assigned for the card will be based on the cardholder's credit history. Cardholders with excellent credit histories have the best chance of being offered a credit card with the lowest APR specified in the offer. Be sure you have read the pricing and terms of each card before you apply for a Chase credit card using the online form.



 


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