Capital One Credit Card

Capital One Credit Card Options

No matter who you are, there is a Capital One credit card designed for you. The type of credit card you choose and the type of credit card you qualify for will depend heavily upon your spending habits and your credit history. Here are a few of your options:

Flawless Credit

If you have excellent credit, the world is your oyster. You should be able to apply and get approved for the Capital One credit card of your choice. Here are some of your best options:

• Capital One No Hassle Miles Ultra – This card is designed for those who travel frequently and wish to earn miles, merchandise, or cash back for every dollar spent. Benefits of this card include a low APR and no limit on the miles earned.

• Capital One No Hassle Miles Visa Signature – This card has all of the same features of the Ultra card, with the benefit of free membership. The miles earned for each purchase are slightly lower, but like those earned with the Ultra card, they never expire.

• Capital One Platinum Prestige – Perfect for those with excellent credit, this card offers extraordinarily low rates, no membership fees, and other great perks.

For more credit card choices, visit the Capital One website.

Above Average Credit

With above average credit, you are still in a position to pick and choose from the best that Capital One has to offer. A couple of the more popular options include:

• Capital One No Hassle Cash Rewards – This card allows smart shoppers to earn cash back on all general purchases. There is no annual fee, no limit on the cash rewards you can receive, and a low APR.

• Capital One No Hassle Points Rewards – For consumers who would prefer to earn points that can be redeemed for merchandise, travel, gift cards, and cash, this card definitely fits the bill. There is no limit to the number of points you can accumulate and no membership fee.

For more credit card choices, visit the Capital One website.

Poor Credit

If you have poor credit or a limited credit history, your Capital One credit card options are a bit more limited. However, there is no reason to despair. You have two excellent cards to choose from:

• Capital One Platinum Max – This card is great for those with limited a credit history or less than perfect credit because it has a fairly low APR that will not increase for the first three years. Cardholders also benefit from a low annual membership fee and a flexible credit limit.

• Capital One Platinum – Similar to the Platinum Max card, the basic Platinum card has a low APR and a flexible credit limit. The difference is no annual membership fee and a variable APR.

To learn more about the limitations that may apply, as well as eligibility requirements, visit the Capital One website.

Applying for a Capital One Credit Card

If you are interested in applying for a Capital One credit card, you can use information you may have received via mail to apply online or you can contact Capital One customer service by calling 1-800-695-5500.

You can also browse the different credit cards that Capital One has to offer at www.capitalone.com and hit the "Apply Now" button to determine whether or not you qualify for the offer of your choice.

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