Bank of America World Points

From LoveToKnow Creditcards

If you are looking for a credit card reward program that earns premier services, benefits and rewards, the Bank of America World Points reward program may be the perfect one for you. Travel, cash and merchandise rewards; access to marquee events and a concierge at your service are a few of the premium benefits provided with this reward program.

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Bank of America World Points

The World Points reward program is designed for the cardholder who wants to earn points on everyday purchases and have a wide variety of rewards from which to choose. You can select the type of rewards that meet your particular needs and interests - cash, travel, merchandise, gift certificates, services and entertainment.

Earning World Points

There is no limit to the number of points you can earn as a Bank of America cardholder with the World Points program. You will earn one WorldPoint for every $1 in purchases made with a Bank of America credit card with the program. You can also earn bonus points in the WorldPoints Mall.

WorldPoints Mall

You can earn 1 to 2,100 bonus points if you use your Bank of America World Points credit card at one of hundreds of online stores including those shown in the chart below:

WorldPoints Mall Bonus Points
Retailer
Bonus Points
Per $1 Spent
Or Qualifying Activation
Home Depot
2
Drugstore.com
7
1-800-PetMeds
9
FTD
12
Travelocity
360
AT&T
2,100

Redeeming World Points

Only 2,500 points are required for some of the cash and merchandise rewards. Air travel rewards will require at least 25,000 points. Your points will stay in your account for five years, so you have time to accumulate the number of points you need for the rewards you want.

Merchandise

Redeem World Points for brand-name products such as electronics, jewelry, fashions, appliances, sporting goods and home furnishings. The merchandise ships within 48 hours of your order. There is no charge for shipping. Merchandise is available from merchants such as:

  • KitchenAid appliances
  • Nikon cameras
  • Coach and Dooney & Burke purses
  • Taylor Made golf equipment
  • Black and Decker tools

Gift Cards

You can redeem 3,250 points for a WorldPoints gift card at retailers such as:

  • Eddie Bauer
  • The Sharper Image
  • Barnes and Noble
  • Pottery Barn

Cash

If you would like to redeem your World Points for cash, you can request a check sent to you within 14 business days. The minimum cash level to redeem is 2,500 points for a $12.50 check.

Air Travel Rewards

The air travel rewards are not limited to certain travel partners. All you need to do is select where you want to go and when you want to fly. There are no blackout dates, so you can fly even on the busiest travel days during the year.

MyConcierge

MyConcierge offers personal assistance such as gift and personal shopping, dining reservations, ticket purchasing for concerts, shows and sporting events. The service can also arrange for you to attend special events for which it might otherwise be difficult to obtain tickets. You can even redeem your World Points for special events, unique experiences and marquee events and have MyConcierge make the arrangements.

Bank of America World Points Credit Cards

Several of the credit cards issued by Bank of America have World Points as part of their program:

Is The World Points Reward Program For You?

Any type of rewards credit card, including a travel rewards credit card, can be a good option for a person who:

  • Carries a large balance on their card
  • Who wants the benefit of redeeming points earned on that balance for a variety of rewards including cash, merchandise and travel.

The World Points program has a unique selection of high value rewards that make the card particularly attractive to some cardholders. For example, you can earn air travel rewards that are not restricted to one airline as you might be with an airline credit card issued by a specific airline.

If you are interested in the World Points reward program, you can review the various Bank of America credit cards that offer the World Points program and then apply online. You will receive a response within 60 seconds..

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Comments

John, cardholders are responsible for paying their monthly bills whether or not the credit card company gets the statement to them in a timely manner. I do suggest, however, that based on your good payment history you should contact the creditor and ask for any fees or interest rate increases resulting from this one-time late payment be waived. Good luck.

-- Contributed by: Tamsen Butler

I was late with my payment 10-09, as I never recieved my statement. Check your records. I have always paid my bill on the 1st of every month. I do not think thids is fair for my account to charge more interest for the one and only time I was late due to YOUR falut for me not gettting my statement. When I sat down to look over my bills that had not been paid, I sent in my payment. I am protesting taking my card from me as it was YOUR falut I was late with ONE payment, again due to YOUr falut. Check your records, I am not late with my bills. I need a response from your dept about this account. Do I get the same interest fee, and I am going to be able to keep my card. I will send all my info to whomever I need to as I have never been late with my apymnet. I have been a loyal customer. Why do you do GOOD customers this way?

-- Contributed by: john chris white

Cecil, visit the Bank of America website and click on "World Point Rewards." You can also call the phone number listed on the back of your credit card to speak directly with a representative who can assist you in redeeming your points.

-- Contributed by: Tamsen Butler
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