Bank of America World Points

Bank of America World Points

The World Points reward program is designed for the cardholder who wants to earn points on everyday purchases and have a wide variety of rewards from which to choose. You can select the type of rewards that meet your particular needs and interests - cash, travel, merchandise, gift certificates, services and entertainment.

Earning World Points

There is no limit to the number of points you can earn as a Bank of America cardholder with the World Points program. You will earn one WorldPoint for every $1 in purchases made with a Bank of America credit card with the program. You can also earn bonus points in the WorldPoints Mall.

WorldPoints Mall

You can earn 1 to 2,100 bonus points if you use your Bank of America World Points credit card at one of hundreds of online stores including those shown in the chart below:

Redeeming World Points

Only 2,500 points are required for some of the cash and merchandise rewards. Air travel rewards will require at least 25,000 points. Your points will stay in your account for five years, so you have time to accumulate the number of points you need for the rewards you want.

Merchandise

Redeem World Points for brand-name products such as electronics, jewelry, fashions, appliances, sporting goods and home furnishings. The merchandise ships within 48 hours of your order. There is no charge for shipping. Merchandise is available from merchants such as:

• KitchenAid appliances
• Nikon cameras
• Coach and Dooney & Burke purses
• Taylor Made golf equipment
• Black and Decker tools

Gift Cards

You can redeem 3,250 points for a WorldPoints gift card at retailers such as:

• Eddie Bauer
• The Sharper Image
• Barnes and Noble
• Pottery Barn

Cash

If you would like to redeem your World Points for cash, you can request a check sent to you within 14 business days. The minimum cash level to redeem is 2,500 points for a $12.50 check.

Air Travel Rewards

The air travel rewards are not limited to certain travel partners. All you need to do is select where you want to go and when you want to fly. There are no blackout dates, so you can fly even on the busiest travel days during the year.

MyConcierge

MyConcierge offers personal assistance such as gift and personal shopping, dining reservations, ticket purchasing for concerts, shows and sporting events. The service can also arrange for you to attend special events for which it might otherwise be difficult to obtain tickets. You can even redeem your World Points for special events, unique experiences and marquee events and have MyConcierge make the arrangements.

Bank of America World Points Credit Cards

Several of the credit cards issued by Bank of America have World Points as part of their program:

• Bank of America Rewards™ American Express® Card
• Visa Signature® Credit Card with WorldPoints® Rewards
• World MasterCard® WorldPoints® Credit Card
• WorldPoints Platinum Plus MasterCard® Credit Card
• AAA Visa Credit Card

Is The World Points Reward Program For You?

Any type of rewards credit card, including a travel rewards credit card, can be a good option for a person who:

• Carries a large balance on their card
• Who wants the benefit of redeeming points earned on that balance for a variety of rewards including cash, merchandise and travel.

The World Points program has a unique selection of high value rewards that make the card particularly attractive to some cardholders. For example, you can earn air travel rewards that are not restricted to one airline as you might be with an airline credit card issued by a specific airline.

If you are interested in the World Points reward program, you can review the various Bank of America credit cards that offer the World Points program and then apply online. You will receive a response within 60 seconds..