American Express Personal Credit Cards

From LoveToKnow Creditcards

American Express personal credit cards provide lines of credit to a variety of people. With American Express, there are several ways to select the right card for you. Visit the American Express website to select the type of credit card right for your particular needs.

Selecting American Express Personal Credit Cards

There are three methods to selecting the right American Express credit card from the company's website. You may select a card with the help of the company, compare benefits between the cards offered, or view all cards to decide which card is right for you.

Choose a Card with Help

American Express offers assistance to help you choose the right credit card.

  • Take a Quiz: The company offers a short quiz that asks questions about the benefits you would like the credit card to have. It analyzes your particular needs and wants and then pinpoints credit cards currently available to fill those needs.
  • Feature Finder: If you know what you want in benefits, the Feature Finder option is a great choice. You can browse based on the American Express rewards offered, interest rates and specialized credit card features and then apply for the card that is right for your particular needs.
  • Special Offers: From time to time, American Express offers discount promotions and unique credit line offers. These are often pre-select offers, meaning you have been prequalified for them ahead of time.

Compare Cards by Benefit

For those who know what they are looking for in a credit card, this selection tool is ideal. This tool does not limit your options as the Feature Finder tool does. Rather, it allows you to see each of the American Express credit cards available, organized by the key features of the card.

  • Air travel Rewards
  • Premium Rewards
  • Hotel Rewards
  • No Annual Fee
  • Membership Rewards
  • Cash Back and Savings Cards
  • Popular Cards

The company does not require an obligation by selecting these options. You can compare the features, costs and promotions available for each of these lines of credit cards. Keep in mind that the more features and benefits the credit card as, the higher the costs may be.

View All Cards

The View All Cards option for selecting the right personal credit card from American Express is a good option for comparison. You can select from classic cards, flexible payment cards, air travel partner cards and hotel partner cards. Most types of credit cards offer numerous options to select.

Compare these credit cards closely. You can use the "Save Card" feature to bookmark the card and then come back to it and compare it to the other cards available. Each card lists all the details you need including the rewards, interest rates, terms and requirements. You can apply for a card through this site as well.

Benefits of American Express Personal Credit Cards

The design of the American Express website allows visitors to pinpoint the right type of credit card for their personal use. By using this service, you gain several key benefits.

The Benefits of American Express
  • Compare the options of numerous cards instantly online.
  • Learn the costs associated with the credit card prior to applying for it.
  • If you do receive a special offer in the mail for the credit card, you can learn more about it to ensure it is the right credit card for your particular needs.
  • You can instantly apply online for any of the credit cards offered.
  • Locate special offers, discounts and promotions associated with the card through this online tool.
  • You can check the status of your application on the website.

You may not qualify for all of the credit cards offered. Don't forget to check out what other companies are offering as well. A well-informed consumer should compare all options closely to determine which credit card provides the overall best terms for their particular needs. American Express's personal credit card selection tools make this easier to accomplish.



 


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